{"id":298,"date":"2012-02-03T15:30:00","date_gmt":"2012-02-03T15:30:00","guid":{"rendered":"http:\/\/victoriatheodore.com\/index.php\/naca-experience-change-my-loan-part-1\/"},"modified":"2014-07-06T14:59:01","modified_gmt":"2014-07-06T14:59:01","slug":"naca-experience-change-my-loan-part-1","status":"publish","type":"post","link":"https:\/\/victoriatheodore.com\/index.php\/naca-experience-change-my-loan-part-1\/","title":{"rendered":"NACA experience:  CHANGE MY LOAN, Part 1"},"content":{"rendered":"<p><a href=\"http:\/\/victoriatheodore.com\/wp-content\/uploads\/2012\/02\/IMG_07651.jpg\" style=\"clear: left; float: left; margin-bottom: 1em; margin-right: 1em;\"><img loading=\"lazy\" decoding=\"async\" border=\"0\" height=\"298\" src=\"http:\/\/victoriatheodore.com\/wp-content\/uploads\/2012\/02\/IMG_07651-300x224.jpg\" width=\"400\" \/><\/a>This morning I&#8217;m sitting at the Cow Palace, just south of San Francisco, waiting in a long line with several other people, hoping to have my mortgage adjusted. Like many other Americans, I&#8217;ve been affected by the terrible economy and have found myself in a loan that seems to adjust on a whim, even when interest rates haven&#8217;t changed.<\/p>\n<p>I received an email message a couple of days ago telling me that NACA was holding an event in the San Francisco area. After getting another letter indicating a hike in my monthly payment, I figured &#8220;why not&#8221;? So, here I sit.<\/p>\n<p>Apparently, several people actually spent the night here so that they would have a chance to be first in line. By the time I arrived, there we at least 300 people ahead of me. I&#8217;m hoping that I can secure a lower interest rate with a fixed mortgage. I&#8217;ve got hours to sit, so I guess I&#8217;ll work on lyrics for some songs!&nbsp; <\/p>\n<p>How&#8217;s this:<\/p>\n<p>&#8220;My new mortgage rate<br \/>is so low&nbsp;that I can&#8217;t wait<br \/>to watch my savings grow<br \/>so I&#8217;m solvent when I get old&#8221;<\/p>\n<p>Or<\/p>\n<p>&#8220;I got the mean bank blues<br \/>they take all my money<br \/>what am I to do?<\/p>\n<p>Oh, I got the mean bank blues<br \/>they take all my money what am I to do?<br \/>I hope they change my payment soon<br \/>or I might just have to move&#8221;<\/p>\n<p>Wish me luck!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This morning I&#8217;m sitting at the Cow Palace, just south of San Francisco, waiting in a long line with several other people, hoping to have my mortgage adjusted. Like many other Americans, I&#8217;ve been affected by the terrible economy and have found myself in a loan that seems to adjust on a whim, even when [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":656,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-298","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"_links":{"self":[{"href":"https:\/\/victoriatheodore.com\/index.php\/wp-json\/wp\/v2\/posts\/298","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/victoriatheodore.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/victoriatheodore.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/victoriatheodore.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/victoriatheodore.com\/index.php\/wp-json\/wp\/v2\/comments?post=298"}],"version-history":[{"count":1,"href":"https:\/\/victoriatheodore.com\/index.php\/wp-json\/wp\/v2\/posts\/298\/revisions"}],"predecessor-version":[{"id":912,"href":"https:\/\/victoriatheodore.com\/index.php\/wp-json\/wp\/v2\/posts\/298\/revisions\/912"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/victoriatheodore.com\/index.php\/wp-json\/wp\/v2\/media\/656"}],"wp:attachment":[{"href":"https:\/\/victoriatheodore.com\/index.php\/wp-json\/wp\/v2\/media?parent=298"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/victoriatheodore.com\/index.php\/wp-json\/wp\/v2\/categories?post=298"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/victoriatheodore.com\/index.php\/wp-json\/wp\/v2\/tags?post=298"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}